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  • Morar Incorporated – Smart financial business solutions

    Morar Incorporated is a national firm of Chartered Accountants and Registered Auditors providing quality financial business services and solutions to the private and public sector. Founded in 1995, the firm today has a complement of ten offices and is represented in all nine provinces within South Africa. Morar Incorporated is a member firm of Allinial Global, which is represented in the Americas, EMEIA (Europe, the Middle East, India, and Africa), and the Asia Pacific region. Our international network provides our clients with the opportunity to look at their markets from a global perspective as well as the potential to grow their business and establish an international presence. Why Morar Incorporated? Morar Incorporated takes pride in developing long term, strategic partnerships, adding value in all that we do. Our purpose is to provide our clients with outstanding service excellence and innovative business solutions. The Morar Incorporated approach has always been to assist organisations in maximising their performance, achieve their business goals and to be leaders, forward thinkers and front runners in the markets in which they compete. We achieve these accomplishments by developing and implementing smart financial business solutions designed to improve our clients’ productivity. Morar Incorporated has a carefully selected mix of quality financial and business services that all have a role to play in business improvement and development initiatives. Their People A leader is only as good as his team. Our highly skilled staff represent everything we do and everything we are. With a culture built on collaboration, flexibility and innovation; the values that each member of Morar hold are fundamental to every function and in the delivery of exceptional service to our clients. Their Professional Affiliations · South African Institute of Chartered Accountants (SAICA) · Independent Regulatory Board for Auditors (IRBA) · Institute of Risk Management of South Africa (IRMSA) · Association of Certified Fraud Examiners (ACFE) · Institute of Internal Auditors (IIA) · Institute of Directors (IoD) · South African Institute of Tax Practitioners (SAIT) · Information Systems Audit and Control (ISACA) · Chartered Institute of Government, Finance, Audit and Risk Officers (CIGFARO) Service Portfolio We believe that our smart business solutions can deliver above par results. Accounting Services Our accounting professionals work to provide tailor-made accounting solutions for small, medium and large organisations to facilitate and enhance their financial growth. External Auditing Morar Incorporated has a long-standing reputation for providing an efficient risk-based audit service. The audit approach emphasises adding value to our clients by enhancing quality and productivity. This type of assurance assists the organisation in effectively complying with sound corporate governance principles and practices. It also enhances the control environment so as to minimise risk exposure, quantifying the impact of risk to stakeholder value, while highlighting areas that are overcontrolled. Taxation Services Morar Incorporated’s taxation services are tailored around the unique circumstances of each individual and company. Our tax professionals use a forward thinking and multi-disciplinary approach to add value and help organisations manage tax complexities in their everchanging business environments. Morar Incorporated offer clients a broad range of fully integrated tax solutions. Government Services Our services to all spheres of government include the following: Asset Management · Annual Financial Statements and Budgets · Audit Readiness Programmes · Policies and Procedure Manuals · Strategic Planning; Performance Management At all levels of government, for financial statements to be fairly presented, the effects of transactions, other events and conditions should be accurately represented in accordance with the recognition, measurement, presentation and disclosure criteria for assets, liabilities, revenue and expenses as contained in the relevant frameworks and standards. The primary challenge faced by ALL institutions is the completeness and accuracy of disclosures relating to, amongst others: Irregular expenditure; fruitless and wasteful expenditure; accruals and payables not recognised; commitments; moveable and immoveable tangible capital assets. Morar Incorporated has developed an in-house system known as easi which allows institutions to meet all reporting requirements with regards to annual financial statement disclosures. The system promotes transparency, ownership and accountability and provides an audit trail of all transactions to support the audit process. ECAPS Morar Incorporated has developed a performance management system, ECAPS, which integrates strategy, people, processes and measurements to improve decision making, transparency and accountability and focuses on achieving outcomes, implementing performance measurement, learning, and adapting, as well as reporting on performance. Supply Chain Management Morar Incorporated’s in house web based application was developed to assist with the management of unauthorised, irregular, fruitless and wasteful expenditure and ensure consequence management. Internal Audit and Risk Management Morar Incorporated’s Internal Audit methodology is aligned with the needs of National Treasury’s guidelines and complies with the requirements of the International Standards for the Professional Practice of Internal Auditing. In addition, we have certified fraud examiners, and are therefore well-positioned to provide advice on risk management. Services include: · Complete outsourcing and co-sourcing of the internal audit function · Assistance in assembling an audit committee · Preparation of an audit committee charter · Preparation of an internal audit charter · Risk identification and management · Development and implementation of three year strategic and annual operational plans · Implementation of controls · Training and capacity building Forensic and Cybercrime Investigations Our team of forensic and cyber-crime specialists can respond to alleged fraud, corruption and other commercial crimes without exposing organisations to further risk. We have assembled a team across nine provinces in South Africa. We have successfully completed various investigations across all spheres of government and the private sector leading to prosecutions. Information and Communication Technology Services (ICT) We offer specialist ICT advisory and assurance services to ensure that business objectives are met, and ICT complies with legislative requirements. Our in-depth experience coupled with our unique methodologies allows us to deliver on client expectations T: +27 (0)33 345 4004 F: +27 (0)33 342 5699 E: info@morar.co.za W: www.morar.co.za Morar Incorporated – Smart financial business solutions (kzntopbusiness.com)

  • Durban Chamber Business Benefits – BaronsVW Durban

    Barons Volkswagen Durban sells new cars and buys and resells cars. “We are able to reach the markets that want to downscale as well as the market that wants to upscale,” says Sibahle Cebekhulu, New Vehicle Sales Executive. Through the Durban Chamber Business Benefit programme, Barons Volkswagen Durban is offering discounts and preferential rates on new cars and used cars as well as services and parts. “We have realised that because of the economic downturn most businesses, and the people associated with these businesses, are under pressure. Consequently, we would like to give our clients these discounts,” explained Cebekhulu. In addition, he says, “We like to be associated with well established brands. We currently partner with Amazulu, Gagagsi FM and other major events in KwaZulu-Natal. The Durban Chamber fits in the category of companies that are well established and is a brand that we want to be associated with.” A: 311 Solomon Mahlangu Drive, Bluff, Durban T: +27 31 460 5605 C: +27 83 206 1437 W: www.baronsvw.co.za

  • Durban Chamber Business Benefits – Eastfresh Holdings

    Eatfresh Holdings was remodelled during 2020 and now specialises in the following sectors: · Canteens (corporate and/or industrial) · Healthcare (generic, psychiatric, rehabilitation) · Education (boarding/hostel feeding, tuckshop, aftercare meals, school lunch packs, eventing, universities, feeding schemes) · Retirement/Old Age Homes (cooking on site – full management or pre-packed meals) · Meal Packs (pre-packed meals for any industry) · Trolley/Counter Service (option if a canteen is wanted but no space for a kitchen. Food supplied from our central kitchen) · Retail Coffee Shops (specialising in markets such as hospitals, office parks, airports) · Aviation (In-flight meal & merchandise for cargo, charter & private) · Catering (Blue Strawberry – catering company available for private or business) Eatfresh Holdings offers the following Durban Chamber Business Benefits: Through the Contract Catering Division i.e. canteens, staff restaurants, health care divisions etc a 20% discount off the monthly management fee is offered. Eatfresh stores look great to the people who eat at them, thanks to the look and feel of our brand, our food concepts and appetising displays. Attracting company employees to eat at Eatfresh restaurants is simple: we provide affordable and delicious food at subsidised prices. To keep our prices supercompetitive, we operate on a management fee basis. Here’s how it works: · You pay us a management fee to subsidise your Eatfresh store’s operating costs · Using this subsidy, we produce quality food at cost effective prices · Your employees love the food and the price, and opt to take their meals onsite at your Eatfresh store. The end result is a happy, satisfied staff who enjoy nutritious meals onsite, thereby boosting company productivity in so many ways. · Eatfresh menus are built around innovation and variety, which allows us to tailor our staff structure to your exact needs. The bigger the store and the more varied the menu, the more staff are needed. A store with a smaller menu offering requires less staff and a lower management fee. We will work closely with you to deliver menu variety within your allotted budget. When using the Education Division, a 20% discount off the monthly management fee or an alternate per student price is offered. The Catering Division (Blue Strawberry) is offering a 10% discount off any catering . The Home Delivery Service Division is offering a 5% discount off any My Chef order of fresh or frozen meals. For more information contact Natascia Conversano, KZN & EC Sales Manager T: +27 72 704 9232 E: natascia@eatfresh.co.za

  • Marici M Corneli - Good news for children and parents in divorce

    The book “I want to tell you” was launched recently at the UPPERcase bookshop in Menlyn Maine by the director of Family Assist Marici M Corneli. The book is a wonderful tool for couples and children caught in the animosity that goes hand-in-hand with divorce. Looking at South African divorce statistics seven of every ten children in a school classroom are from a divorce-household. As divorce is still a subject that many people avoid, parents in divorce will find this book very helpful. Marici says, “Let me tell you a story…about a boy and girl who grew up, got married and divorced and how the kids got stretched by their decisions. Grown-ups need to understand that they have to involve the children in decisions that concern them, by telling them. We all have stories and listen to stories and in my story, hope was birthed through a book called “I want to tell you.” We read the story of Austin and Aidah and their parents, Justin and Julia, in a colourful comic style way. While you love the pictures you excitedly turn the page to see how it all unfolds. You learn how to tell and what to tell… The book helps to build confidence as a maybe soon to be divorced or as “I know someone who needs to read this”. Children think, “I get two of everything… parents think, “I feel so guilty”, but maybe this can help. In an interview with Adv Chris Maree, he asked some questions: · Looking at this wonderful little book, I can just imagine how much work went into it. · How long have you been working on this book? · What made you decide to write the book? · What age group of children may find this book helpful or/is it aimed at? In her reply Marici mentioned, “The book started a year ago and kept me busy through the Covid-19 period. I decided to write the book to help children and parents in divorce. Children that can read will enjoy the book, but mediators, ‘voice of the child’ practitioners, teachers, social workers, and psychologists can use it as a tool to explain the outcome of divorce to children who cannot read. And the book becomes a tool to communicate with yourself and others. The obvious question will be where can we buy the book, and how much will it cost? “I want to tell you” is available in English and Afrikaans and can be bought from several bookshops and online from the Family Assist webpage ( www.familyassist.co.za ) or the UPPERcase webpage https://uppercasebooks.co.za /for R195.

  • Mr Nigel Ward – State of the Nation comment

    The Durban Chamber of Commerce and Industry commends the Government for its unwavering focus on the preservation of lives as a primary objective in the ongoing pandemic context. The Durban Chamber of Commerce and Industry would like to highlight the following issues: Infrastructure The Durban Chamber of Commerce and Industry applauds the President on committing resource towards the N3 highway. The KZN economy is extremely reliant on the logistics sector, with the N3 corridor being a major trade route connecting our two harbours to the SADC region. It is our hope that the transportation and logistics sector will thrive with the new upgrades. Eskom The Durban Chamber believes there is an urgent need to reform and diversify South Africa’s energy sector. We are pleased by President Ramaphosa’s announcement that government will action crucial steps that will enable to revive Eskom. However, we are concerned about the forecasted electricity supply shortfall over the next 5 years which will be detrimental to the economy and energy-dependent businesses. The business community anxiously awaits government’s timeline for the implementation of the promised initiatives and plans, including proposals on how organised business can support the government to action these plans. SOEs State-owned enterprises (SOEs) hold a significant position in South Africa’s economy, playing a leading role in several crucial sectors such as utilities (electricity and water), transport (air, rail, freight, and pipelines) and telecommunications. However, despite being vital to our national socio-economic agenda, South Africa’s SOEs are in a state of financial and operational collapse, suffering from chronic mismanagement, plagued by ongoing corruption and characterised by a complete lack of adherence to effective governance and compliance frameworks. This is severely impacting the country’s economy and investment profile as well as negatively affecting our country’s growth and development prospects. We are encouraged to note that government will be implementing a centralised SOE model which will ensure a standardised governance, financial management and operational performance framework for all SOEs and look forward to receiving progress reports concerning the effectiveness of this approach. Port of Durban The Durban Chamber of Commerce and Industry notes the President’s remarks to reposition Durban as a hub port for the southern hemisphere. Whilst this sounds promising, we believe there is an urgent need to attend to port security, operational inefficiencies and the competitiveness of the Port of Durban. Timelines on resolution are key in this regard. Furthermore, the decision to relocate Transnet Head Office to the Eastern Cape does not appear to support the President’s remarks. We believe that a more rigorous and transparent approach should have been employed to identify the ideal location for Transnet’s new Head Office, informed by a sound assessment of where each city’s relative competitive advantages lie. We are dismayed to learn that the container terminal is now to be moved to Nqura port, which opens up great risk for KZN’s investment profile. Corruption The Durban Chamber acknowledges the President’s comments on tackling the issue of corruption. Corruption and state capture are a serious economic crime in South Africa that significantly exacerbates our socioeconomic challenges. However, until the criminals involved in state capture and corruption suffer severe consequences for their acts of economic sabotage, then there will be no real change in the status quo. Contact the Durban Chamber on: T: +27 (0)31 335 1000 E: info@durbanchamber.co.za W: www.durbanchamber.co.za

  • Barons VW Durban

    Barons Volkswagen Durban sells new cars and buys and resells cars. “We are able to reach the markets that want to downscale as well as the market that wants to upscale,” says Sibahle Cebekhulu, New Vehicle Sales Executive. Through the Durban Chamber Business Benefit programme, Barons Volkswagen Durban is offering discounts and preferential rates on new cars and used cars as well as services and parts. “We have realised that because of the economic downturn most businesses, and the people associated with these businesses, are under pressure. Consequently, we would like to give our clients these discounts,” explained Cebekhulu. In addition, he says, “We like to be associated with well established brands. We currently partner with Amazulu, Gagagsi FM and other major events in KwaZulu-Natal. The Durban Chamber fits in the category of companies that are well established and is a brand that we want to be associated with.” A: 311 Solomon Mahlangu Drive, Bluff, Durban T: +27 31 460 5605 C: +27 83 206 1437 W: www.baronsvw.co.za #DurbanBusinessesBenefit

  • ONOMO Hotel Durban

    ONOMO Hotel Durban is conveniently located near the International Convention Centre, Olive Convention Centre and the Durban Exhibition Centre by walking distance. “We are in the upper level of three-star properties giving the four-star properties a real go for their money,” says General Manager, Mynhardt de Jongh. The property is 100% set up and certified for every traveller’s needs from leisure to corporate travel to conferences. Both short stay and long stay accommodation is offered. Facilities include four different conferencing facilities, two board rooms, a terrace, and the newly opened Topaz roof top bar and restaurant. The hotel has its own transfer company for convenience. “My motto is ‘if you think it, we can do it’ and if I tell you that we can’t do it, we really can’t do it. But I will give you a different option which is most probably better executed than what you had thought of,” says de Jongh. “I am super excited to be partnering with the Durban Chamber. As everything is going digital, the Durban Chamber of Commerce Business Benefit programme platform is ideal to be able to offer special deals and offerings.” In addition, everyone has special needs and ONOMO Hotel can build one on one deals as well as provide trade exchanges and discounted rates to suit each individual and company. For more information ONOMO Hotel Durban A: 56 K.E Masinga Road CNR Sylvester Ntuli Durban T: +27 31 492 3917 E: sales.durban@onomohotel.com W: www.onomohotel.com #DurbanBusinessesBenefit

  • BT Corp – Fuel rewards for SMMe’s

    BTCorp empowers your small business through a cashback benefit on your monthly fuel (diesel) spend. No matter the size of your fleet, your small, medium or micro enterprise (SMME) will receive savings off the pump price for the diesel purchased by you and your drivers. The year 2021 is set to be tough on budgets with many increases in daily living costs predicted. If your business has vehicles driving many kilometres daily, fuel is going to be one of your largest expenses. In addition, fuel prices change frequently, going up and down, due to a range of factors. The following changes took effect from Wednesday, 3 February: • Diesel 0.05%: increase of 58 cents per litre • Diesel 0.005%: increase of 59 cents per litre • Petrol: increase of 81 cents per litre Consequently, receiving a fuel discount is a simple way to save money on your business running costs, which is something every business needs. The BT Corp Fuel Management programme is for small businesses that are classified as SMMEs. Through BTCorp’s prepaid offer, you can obtain a minimum cashback of 70 cents per litre of diesel. Once your vehicle is registered on the programme your benefits are determined by the amount of fuel (diesel) dispensed into your vehicle/s. The difference between the pricing (zone-specific) and the displayed pump price will be reimbursed. The fuel must be purchased at a participating service station. BTCorp uses BP Windscreen Tag technology which eliminates credit risks. Details like driver details and odometer reading are captured for every purchase, so you can stop chasing down fuel receipts from your vehicles’ drivers. As a business owner you are able to manage your business’s fleet vehicles by monitoring and controlling employee spending. Ultimately, you would be able to easily account for every transaction, and drivers can plan every trip’s route efficiently and profitably. In order to register for the programme your business must be a South African business with an active bank account. Once your online application has been approved, you will receive a notification via SMS and email with your account details. You should then deposit the required activation fee into the specified bank account referencing your BTCorp account number. You will have the option to choose your nearest Pargo collection point to collect your windscreen tag/s. You can begin using your tag once you have deposited funds into your BTCorp account. The funds may take up to two working days to clear if deposited from a different bank. Your cashback will automatically be credited to your BTCorp account on the 15th of the new month. The BTCorp pre-paid platform is managed by a dedicated BTCorp customer service centre team. Simply re-fuel your vehicle at a participating service station and start saving. www.btcorp.co.za

  • SMG Toyota Hillcrest

    SMG Toyota Hillcrest is mega dealership, one of only a handful in the country which gives us good access to availability of stock. We have grown into a good and well-respected dealership handling sales, Automark, servicing and parts,” says Sales Executive Nadine van der Merwe. Through the Durban Chamber Business Benefits programme preferential discounts can be obtained. “We are going to look at every client on an individual basis. We know that each client is unique and we will craft a package to meet their needs. We work referral wise; we want to give each client the best service and the best deals. In three years’ time, when our clients are again looking for the best deals, we want them to come back here,” Nadine explained. SMG Toyota Hillcrest are really excited to be involved with the Durban Chamber because they know that there is a broad spectrum of businesses that are affiliated with the chamber that the dealership can assist. For more information A: 39 Old Main Rd, Hillcrest, Durban T: +27 31 737 1500 C: +27 82 493 0397 E: nadinev@smg.co.za Sales Executive Nadine van der Merwe. #DurbanBusinessesBenefit

  • Eastfresh Holdings

    Eatfresh Holdings was remodelled during 2020 and now specialises in the following sectors: · Canteens (corporate and/or industrial) · Healthcare (generic, psychiatric, rehabilitation) · Education (boarding/hostel feeding, tuckshop, aftercare meals, school lunch packs, eventing, universities, feeding schemes) · Retirement/Old Age Homes (cooking on site – full management or pre-packed meals) · Meal Packs (pre-packed meals for any industry) · Trolley/Counter Service (option if a canteen is wanted but no space for a kitchen. Food supplied from our central kitchen) · Retail Coffee Shops (specialising in markets such as hospitals, office parks, airports) · Aviation (In-flight meal & merchandise for cargo, charter & private) · Catering (Blue Strawberry – catering company available for private or business) Eatfresh Holdings offers the following Durban Chamber Business Benefits: Through the Contract Catering Division i.e. canteens, staff restaurants, health care divisions etc a 20% discount off the monthly management fee is offered. Eatfresh stores look great to the people who eat at them, thanks to the look and feel of our brand, our food concepts and appetising displays. Attracting company employees to eat at Eatfresh restaurants is simple: we provide affordable and delicious food at subsidised prices. To keep our prices supercompetitive, we operate on a management fee basis. Here’s how it works: · You pay us a management fee to subsidise your Eatfresh store’s operating costs · Using this subsidy, we produce quality food at cost effective prices · Your employees love the food and the price, and opt to take their meals onsite at your Eatfresh store. The end result is a happy, satisfied staff who enjoy nutritious meals onsite, thereby boosting company productivity in so many ways. · Eatfresh menus are built around innovation and variety, which allows us to tailor our staff structure to your exact needs. The bigger the store and the more varied the menu, the more staff are needed. A store with a smaller menu offering requires less staff and a lower management fee. We will work closely with you to deliver menu variety within your allotted budget. When using the Education Division, a 20% discount off the monthly management fee or an alternate per student price is offered. The Catering Division (Blue Strawberry) is offering a 10% discount off any catering . The Home Delivery Service Division is offering a 5% discount off any My Chef order of fresh or frozen meals. #DurbanBusinessesBenefit

  • Durban businesses benefit from rewards programme

    When you become a member of the Durban Chamber of Commerce and Industry (DCCI), you are offered access to an established network where legitimate business can meet and engage. The Durban Chamber’s strategic purpose is to help create a conducive business environment that facilitates and promotes economic growth in the region. For this reason, the Durban Chamber offers its members a bouquet of exclusive business benefits. These deals were created to provide members with another service to add value to their Chamber membership. This programme offers a unique combination of promoting member to member buying, boosting sales for members, and increasing member visibility. “In the current challenging economic environment, no business, no matter the size or industry, is immune to the operational and revenue pressures being experienced across business sectors,” said Durban Chamber CEO, Palesa Phili. During 2020, the Durban Chamber worked on an exclusive business benefits package for active Chamber members to include a total of 24 value-adding benefits, which were based on member input and requests. The Chamber has negotiated these agreements to provide exclusive benefits valued in excess of R50 million, an unprecedented injection of direct value into member businesses. The benefits are offered in the form of preferential pricing or discounts as well as free service opportunities. By taking advantage of the business benefits tremendous savings on doing business is possible. Benefits offered such as discounts on new vehicles, tyres, hotel accommodation, car hire, vehicle services, catering, coaching, and training can help you save hundreds, if not thousands of Rands every year. “As part of the Durban Chamber of Commerce and Industry’s ongoing support to a member network of approximately 3 000 SMMEs and 54,000 informal businesses in eThekwini and beyond, we have looked for value-adding benefits, securing tangible value that will alleviate pressure on the bottom line of our member businesses,” explained Phili. “The Durban Chamber Business Benefits will assist many businesses in the eThekwini business ecosystem in regenerating their productivity levels as we enter 2021. The rewards programme between members is also available for all employees who apply their skills and services to Durban Chamber members. By simply downloading the Durban Chamber App you will have a full spectra of Business Benefit rewards at your disposal. Allowing you to; increase financial benefits through member – to – member sales, decrease expenditure through discounted prices whilst increasing member – to – member networking.” Over the year, this member benefit programme has continued to evolve with more benefits being offered by participating Chamber members. Other new benefits are currently being negotiated, which will offer some exciting discounts to members. However, currently many of the benefits that have been negotiated are not being fully utilised by members. Consequently, the Durban Chamber of Commerce and Industry is working towards ensuring that all Chamber members are aware of and can easily access the range of benefits. To this end the Durban Chamber Mobi app will be used as a platform to both promote and access the member benefits. An added platform to ensure that all required control measures is currently under development and will be launched in February 2021. A further ‘referral benefit’ being developed will reward Chamber members who refer other members to a service provider once a transaction is successfully concluded. Member to member referrals and benefits are a great way to attract new customers, build relationships with current customers, save money and strengthen our economy. To participate as a supplier in the benefits programme, your business must be a member in good standing of the Durban Chamber of Commerce and Industry. Please visit page 10 and 11 to see the current benefits available from participating members. For more information, please contact tracy@zambezzi.com or benefits@durbanchamber.co.za www.durbanchamber.mobi #DurbanBusinessesBenefit

  • Become part of the 2021 expo and bring your ideas to life!

    After a huge success launch event last year Wecloud in partnership with LD Salt & Step2It Events brings you the Business Expo 2.1. Wecloud are devoted to the development of small and medium sized enterprises providing an invaluable platform to market their business and interact with distinguished business leaders - and representatives from numerous companies. This is the ideal platform to stimulate business growth and encourage both established entrepreneurs and organisations. Whether you are a business looking for solutions or - for partners, exhibit your business at the business expo on 17th March 2021 and get the chance to meet with compatible industry leaders. You’ll have the opportunity to pitch your ideas and demonstrate your products to potential Clients and busines partners. You will also have the opportunity to network with fellow exhibitors on the day. We’re excited to bring the Business expo 2.1 to entrepreneurs and potential clients under one roof for collaboration and mutual benefit. Mark your calendar for 17th March 2021 FEE TO EXHIBIT : R1200.00 AND INCLUDES • Parking 07h00 until 16h00 • Exhibitor Breakfast for two representatives 08h00-09h30 • Cocktail table and two chairs • Exhibit from 09h30 until 16h00 • A 90 second voice recorded punt of your business to be aired on CLOCK RADIO for the Month of March & April 2021. Become part of the 2021 expo and bring your ideas to life! Register Here. Wanda McMahon Marketing & Administration 031 701 0381 info@wecloud.co.za www.wecloud.co.za

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