Lesedi Metsoamere serves as the regional executive for Private Wealth Banking at Absa Group, overseeing both the KwaZulu-Natal and Mpumalangaprovinces. Her professional career in banking began when she was just 19 years old, while still completing her studies. Reflecting on her beginnings, she said, “There was a financial institution recruiting from our university, looking for students to join and work. That’s when I actually started working.” From the outset, Lesedi was drawn to the world of finance. However, her early career revolved around client experience and relationship building. “I think that’s where the bug bit in terms of what I wanted to do,” she shared. “It was the satisfaction of making a client’s day that really started me off.” Over the years, Lesedi worked across various areas of banking, including client relationships, wealth and investment management. Her journey into leadership began at a previous employer, where she spent six years managing private banking divisions before joining Absa two and a half years ago. “I look after a team of about 45 people,” she said proudly. “We are here to really just make our clients’ dreams come true.” Helping people in general is Lesedi’s passion. “I believe it is essential to demonstrate genuine empathy towards customers, both personally and through your team, to ensure a positive and consistent customer experience.” Helping people in general is Lesedi’s passion. “I believe it is essential to demonstrate genuine empathy towards customers, both personally and through your team, to ensure a positive and consistent customer experience.” Driven by Excellence and Purpose Ambition and a desire to lead have always been central to Lesedi’s character. “Growing up, my biggest dream was always to be at the top of anything. I always wanted to excel,” she admitted. “I love being in the boardroom and making decisions – not just for the team but for our clients as well.” Her leadership philosophy is grounded in purpose. “For me, it’s really about how you lead an organisation with impact,” she said. “When people look back, I want them to say I’ve changed their lives in a positive way.” A strong advocate for women in business, Lesedi is deeply committed to mentoring young professionals. “One thing that’s quite important to me is creating space for women to be successful,” she explained. “I’ve been very intentional about mentoring young women who are still coming up within the financial services industry.” She recalled with pride helping one of her mentees secure her dream job. “We started from scratch, fixing her CV, doing mock interviews, and she got the job. It was such a fulfilling feeling.” Lesedi continues to mentor and coach others, sharing her story and her insights on leadership, confidence, and self-presentation. “I lift people as I rise,” she said. “That’s very important to me.” Lesedi would like to know that when she moves on in her career, people are better off than before. Inspired by Her Mother’s Journey Lesedi draws immense inspiration from her mother, whose resilience and determination shaped her outlook. “My mother grew up in Alex and didn’t have money to go to university,” Lesedi shared. “She started working in a restaurant, mopping floors and washing dishes, then later became a waitress.” Through saving her tips, her mother put herself through school, becoming a teacher of higher-grade mathematics and biology. She left the teaching profession after what she believed had been an impactful career. She later retrained as a computer programmer and went on to lead the successful implementation of computer systems across various institutions, primarily within the banking sector. “I don’t know how she did that,” Lesedi admitted. “She showed us that excellence is the expectation. When you are born of a woman like that, you can’t be anything but excellent and have to set the standard for generations to come.” evident across the family. “One sister is a biochemist and our youngest sister has just been admitted as an attorney,” she said. “We are all driven to excel because of the woman who raised us.” Creating Impact Beyond the Numbers While Lesedi’s role is grounded in financial performance, her focus extends to meaningful impact. “I love numbers, but I also have a heart,” she remarked. “Numbers give us the data, but it’s about how we use that information to be most impactful.” She also leads Absa’s national Young Professionals segment, which is a committee supporting the transition of students into the professional world. “We introduced 12 months of free banking for final-year students,” she explained. In addition, the programme offers education on money matters. “It’s been fulfilling to see young doctors, accountants, and lawyers grow with us over time.” Lesedi acknowledges that her journey has not been without challenges. “There’s no substitute for hard work,” she stated. “You have to put in the hours.” As a young black woman in leadership, she has faced bias and doubt. “Sometimes you have to over-deliver to prove you belong at the table,” she said. “Being young, being a woman, being black – these are all factors, but delivery silences them.” While Lesedi is often the only woman in the room, she believes that women bring a unique strength to leadership. “They call us emotional beings, but our emotions are our superpower. They allow us to lead with empathy and impact.” Lesedi encourages others to take charge of their own careers and work hard. “Nobody else is responsible for your career but you,” she advised. “Put your hand up for opportunities and let your results speak for you.” She added, “I’ve rarely applied for roles in the traditional way. I go directly to the head of the department and say, ‘I am the person for this job – what do I need to do to get it?’” Balancing Ambition and Wellbeing Despite her demanding role, Lesedi understands the importance of rest. “There’s no such thing as perfect balance, we live in a service environment,” she said with a smile. “Some days are 90-10, some 60-40, others 50-50.” She makes time to recharge by enjoying the ocean. “I love the beach. I take walks, spend time in the water, and just breathe. You have to take a break – otherwise your body will take it for you.” As she looks to the future, Lesedi remains focused on her ultimate goal. “C-suite,” she said simply. “Whether it’s as CEO of a major corporate or my own company, that’s the big chair I want and I’m going to achieve it.”

We are excited to invite you to the second session of our empowering webinar series, hosted by the dynamic Lesedi Metsoamere. This session highlights the second series of brilliant, brave, and bold women who are making an impact in their respective fields. Meet the Exceptional Women Sonali Menon Govender, Samantha Swanepoel, Shaleen Govender, Noeline Rajbally, Nontetho Smith, Masha Padayachi, Karen Hammond, Aneshree Naicker, Seshni Moodley, Thusie Pather, Mandisa Mazibuko, Seshme Holloway, Tracey Mclennan These accomplished leaders will share insights, experiences, and practical strategies to inspire both personal and professional growth. Participants will have the opportunity to ask questions, engage in meaningful discussions, and leave motivated to take action. Bonus: Win a One-Night Getaway for Two All registered attendees also stand a chance to win a one-night stay for two at the Radisson Blu Durban Umhlanga Hotel. Registration is simple and ensures we can contact the lucky winner. The draw will take place live on the night of the Final Event and winners will be contacted. How to Register Secure your spot and enter the draw by registering online here: Don’t miss this opportunity to learn from extraordinary women, gain actionable insights, and possibly enjoy a luxurious mini getaway.

The KZN Top Business Women 2025 journey is officially underway! Our first webinar in the series is done and dusted — and what an inspiring and empowering session it was. This first event in the series set the tone for what promises to be an exciting journey of celebration, connection, and growth. Guided by the dynamic Advocate Pria Hassan, the conversation brought together stories of courage, leadership, and purpose from women who continue to break boundaries and inspire others to reach higher. We were honoured to introduce the first group of 12 phenomenal women in this year’s collection: ✨ Veetha Sewkuran ✨ Janice Chetty ✨ Lorraine Dyer ✨ Linah Marijeni ✨ Carla Da Silva ✨ Minehle Dlamini ✨ Nhlanhla Litabe ✨ Rashika Reddy ✨ Emily Elliott ✨ Dr Wendy Dhlomo ✨ Susan Abro ✨ Beverley Ebrahim Each woman shared valuable insights from her journey — stories that reminded us that leadership is not just about achievement, but also about resilience, collaboration, and the willingness to lift others as you rise. A heartfelt thank-you to all the incredible ladies who joined the session and shared their experiences so openly. Your authenticity, wisdom, and energy made this first webinar truly memorable. For anyone who missed the live webinar, you can watch the full session on YouTube here: As the KZN Top Business Women 2025 series continues, we look forward to more powerful conversations, inspiring lessons, and opportunities to connect with women who are redefining leadership in KwaZulu-Natal and beyond. 💻 Visit www.kzntopbusiness.com for updates and upcoming webinars. #KZNTopBusinessWomen #Leadership #Empowerment #Inspiration #ABSA #MorarIncorporated #WOAGroup #DRGOutsourcing

In February 2023, South Africa was placed on the Financial Action Task Force’s (FATF) “grey list” after the global watchdog found shortcomings in how the country implemented anti money laundering (AML) and counter-terrorism financing (CTF) standards. Since then, government, regulators, and the private sector have worked to strengthen compliance with the Financial Intelligence Centre Act (FIC Act). So much so that in June 2025, the FATF acknowledged the significant progress that had been made on the various action items proposed when the grey listing was announced over two years ago. While getting South Africa off the grey list is a whole-of government effort, the private sector must also play a part. Accountable institutions have a responsibility to comply on the ground by ensuring robust customer due diligence (Customer Due Diligence / Know Your Client) processes, applying enhanced due diligence for higher-risk customers, setting up transaction monitoring systems, keeping comprehensive records and investing in proper staff training.  HR and FIC Compliance Human Resource (HR) teams in accountable institutions play a critical role in ensuring compliance with FICA. While compliance is often viewed as a legal or risk department function, HR must create an organisation-wide culture of accountability. Additionally, HR has a responsibility to ensure the right people are hired, vetted, and continuously monitored to prevent compliance risks. To illustrate the importance of this, consider a traditional mining company. While a mining company is not explicitly listed in Schedule 1 categories of accountable institutions, there are many aspects of mining operations that can trigger FIC relevance. For example, HR must recognise that senior management can influence the movement of funds and contract approvals, among other things. As such, screening new hires thoroughly is essential. This includes running identity and background checks, verifying beneficial ownership, checking for sanctions, and assessing links to politically exposed persons (PEPs). It’s important to remember that risks don’t only occur at hiring; someone’s exposure or status may change, which makes continuous monitoring a must. But comprehensive screening processes can be complex for various reasons. Successful screening requires accurate, up to-date data and often this data is incomplete or inconsistent. In addition, because screening involves personal and sensitive data, HR has a responsibility to ensure that any checks align with privacy laws. Finally, when dealing with large workforces, the scale of screening/monitoring can be costly and time-consuming, especially when done manually. With VOCA from SW360, HR and people teams can automate critical compliance processes, which reduces manual effort and mitigates the risks associated with financial crimes. An integrated compliance solution, VOCA enables real-time identity verification, automated risk assessments, and ongoing monitoring, making compliance and due diligence simple. As fraudsters become more sophisticated, HR professionals need all the help they can get in navigating the complexities of compliance. With automated processes, HR professionals can dramatically reduce fraud risks during the hiring process and beyond. For more information contact T: + 27 (0)86 034 0000 E: info@searchworks.co.za W: www.searchworks.co.za

BusinessFit SA shares its scientific approach to helping SMEs build better businesses by defining what constitutes a “great business idea” and establishing sustainable governance frameworks to support the growth and development of each enterprise. This methodology is welcomed support for entrepreneurs, who are already catalysts for positive change, utilising creative problem-solving and effective risk management traits. Central to the BusinessFit methodology is the recognition that a “great business idea” is the only component of a business framework that is not duplicatable. Although entrepreneurs may obtain business ideas from others, “authenticity and self-propelled leadership” are critical defining and energising enablers of the enterprise’s vision, making a “great idea” a defining, executable, and viable business proposition. BusinessFit provides “structure, support and confidence” to these great business ideas, which is central to the purpose behind BusinessFit’s five-stage Quality Assurance process and Strategic Blueprint technology. Defining a Great Business Idea In the BusinessFit context, a great business idea must align with four critical business considerations: 1. Value creation to the economy, society, and environment through products and/or services 2. Business logic, which paves the way for a business-minded approach 3. Purpose, Passion and Will, driving the idea to fruition 4. An executable plan, based on market conditions, internal processes and controls, and legitimacy Value creation is paramount, requiring the business idea to create value for society, communities, and the economy, while ensuring the environment and nature are not exploited or damaged. Furthermore, the value-adding idea must meet internal economic measures, broadly referred to as “business logic”. This logic ensures that once established and implemented, the business idea returns value through “profit” to the business and its shareholders. Ongoing profit and shareholder value creation require a well articulated and purposeful strategy, an executable plan, appropriate structures, and alignment with measurement indicators. Energy, Momentum, and Leadership A great business idea begins in a latent mental state of potential energy within the entrepreneur. To propel the business forward, this idea requires conversion to a manifest flow of actions and activities that enable kinetic energy (energy of motion). Professor King of the King Commission of Governance suggests the leader must “blow life” into the enterprise to overcome inertia and guide its purpose, direction, and value creation. The creation and conversion of these energies by leaders and staff members is referred to as “purpose, passion and will”. Without this momentum, the idea cannot be mobilised. This inspiration can derive from a deep-seated internal sense of purpose, care for humanity, admiration for the actions of others, or a reaction to injustices or a desire to improve current conditions. Leadership is vital for ensuring success. It encompasses both the initial vision (the great business idea) and the confidence-building and driving components, such as: ■ Drawing together experience and expertise to know how to create and deliver the intended product or service ■ Ensuring access to appropriate resources (staffing skills, raw materials, capital, etc.) ■ Building networks to engage with potential clients, suppliers, and service advisory specialists ■ Establishing a well-diversified and competent governing body to support and guide decision making. These confidence-driving aspects of leadership do not necessarily need to be fulfilled by the business idea originator but can be drawn into the enterprise’s framework as needed. In summary, a great idea not only adds economic, social, and environmental value and returns profit, but it also must have defined steps and processes for its route to market and be supported by leadership that brings its purpose, potential, and intention to life. The Business Framework and Functional Alignment Beyond the initial idea and leadership, the enterprise requires a business framework to ensure the best chances of success and sustainability. Although the policies, processes, and applications of the framework are unique to each enterprise, the broad critical focus areas are the same. Leaders are responsible for building confidence that the enterprise vision meets the quality assurance expectations of its specific target market, while staffing and systems guide the journey toward success and sustainability. The great business idea requires an aligned functional framework encompassing all necessary functional areas to create, maintain quality assurances, and distribute products/services effectively. The functional activities include areas such as: ■ Human resources ■ Marketing and sales ■ Finance ■ Operations ■ Legal ■ Procurement ■ Supply chain ■ Technologies ■ Other Every business shares similar functional components, though the detail, quality assurance, and urgency differ based on the specific product/service, market condition, delivery expectation, and technical production requirements. Governance, Conformance, and Measurements Measurements are critical and common across every business. Outside of its core product or service creation, a business’s focus is to be productive, adding value to the economy, society, and environment, while ensuring: ■ An ethical culture is established ■ Conformance responsibilities are maintained ■ Stakeholder expectations are met or exceeded ■ Creation of an effective governance framework ■ Legitimacy and being regarded as a good corporate citizen It is standard practice for enterprises to be constantly aware of their internal focus on sustainability through ESG (Environmental, Social, Governance) and the effect of external sustainability influences on the business’s financial and other functional foundation activities. Conformance is a major factor in confirming compliance and legitimacy, requiring effectiveness, consistency, and discipline in adherence to laws, regulations, and adopted standards, as well as the establishment and monitoring of systems and internal controls. Workforce Engagement and Enterprise Energy Energy is a priority within any enterprise; just as an uninspired workforce will not innovate or rise above challenges, a flat battery will not turn a motor. To drive business momentum (kinetic energy) and growth, an inspired workforce is essential. Purpose in actively attracting the right people into the business creates a highly engaged workforce, resulting in a sense of belonging, commitment, and strong will to support enterprise imperatives. This is achieved through: ■ Recognising individual competencies and preferences ■ Implementing appropriate behaviour enhancing reward structures ■ Aligning enterprise and individual cultures proactively ■ Defining individual and team contribution expectations ■ Defining business processes and customer expectation awareness through staff inductions and team meetings ■ Encouraging the value of engaging diverse but like- minded contributors Everyone in the business needs to know the direction of the business, be aware of potential risks and growth opportunities, understand “what good looks like,” and ultimately know how their contribution blends with others to meet governance, stakeholder, and sustainability expectations. Enterprise Maturity Levels The final aspect in the journey from great business idea to success and sustainability is recognising existing and anticipated maturity levels. Maturity levels influence behaviour and decision-making and are critical considerations as the business grows. Enterprise maturity is observed in three specific focus areas: leadership, functional framework, and culture. While high functioning enterprises can exist at low, medium, or high maturity levels, their management principles, processes, and staffing engagement must align to suit the enterprise’s capabilities and purpose. Maturity levels often manifest as follows: 1. Lower Maturity (Start-ups, smaller family-owned/ managed enterprises): Often characterised by centralised decision-making, where the “boss” directs activities and creates norms in the business 2. Scaling Businesses (Medium Maturity): Often prefer a highly structured organisation where the leader, board, or governing body can direct activities and implement controls to ensure customer satisfaction and financial measures are reached 3. Higher Maturity: Achieved when staff and teams begin to work together synergistically, focusing together on meeting customer, governance, stakeholder, and sustainability expectations. This level is highly innovative, with leadership, the functional foundation, and enterprise culture focused expressly on continuous improvement, customer satisfaction, building a positive reputation, and ensuring the enterprise is regarded as an effective and ethical corporate citizen. The great business idea and enterprise vision remain the only unique aspect of every enterprise. It is the critical component in creating effective enterprises that meet and exceed customer and stakeholder expectations and help solve community, national, and global challenges. Entrepreneurs are encouraged to immerse themselves in their great business ideas – focusing on products and services that support economic development, social upliftment, and environmental protection – and engage mentors to help build the necessary business frameworks. A great business idea is just a thought until you act on it, give it energy, and guide it to create something valuable. BusinessFit SA Contact David White T: +27 (0)31 767 0625 E: david@businessfitsa.co.za W: www.businessfitsa.co.za

Aletta Rochat, has made history as the first African elected International President of Toastmasters International, a global organisation that helps people build confidence, communication, and leadership skills. Rochat was inaugurated at the organisation’s annual International Convention in Philadelphia, USA, held from 20 – 23 August 2025. In her opening address, she shared a message of hope and resilience: “Our success is not determined by our circumstances, it is determined by our belief in what is possible.” Her election is a proud moment for Africa. Rochat’s journey with Toastmasters began in 2008, when she joined a local club to further develop her speaking and leadership skills. She quickly found a supportive community that encouraged her to step forward, take on leadership roles, and inspire others. Over the years, Rochat has trained and mentored people across the world, written books on public speaking, and built an international coaching business - all while staying deeply connected to her Cape Town roots. “I am proud to represent the incredible talent we have in Africa,” Rochat said. “Toastmasters taught me to say ‘yes’ to opportunities. When you grow, you are able to help others do the same.” Toastmasters International has over 280,000 members across 149 countries. These clubs provide a safe and supportive environment where people gain essential communication and leadership skills that ripple out into workplaces, families, and communities. Rochat’s achievement demonstrates how local voices can rise to inspire the world - and how Africa continues to produce leaders of global significance.   DISCOVER THE POWER OF TOASTMASTERS IN KZN Toastmasters offers a welcoming supportive environment where people from all walks of life, students, professionals, entrepreneurs, and retirees, can enhance public speaking and leadership skills. Clubs meet online and in person globally, providing a safe space to conquer stage fright, refine communication, and build confidence. Joining a Toastmasters club connects you with a supportive community encouraging growth. Each club has a unique atmosphere, perfect for nervous beginners or seasoned speakers. Meetings spark inspiration through impromptu speaking practice, ideal for mastering challenges like job interviews, and constructive feedback in a warm setting. Toastmasters is more than skill-building; it’s about forming meaningful connections within a dynamic community. Grow alongside others passionate about self-improvement, gaining tools to express yourself clearly and lead confidently. The flexible environment empowers you to unlock your potential at your own pace, with every step celebrated. If you’re ready to elevate your communication skills, boost your confidence, and connect with a vibrant community, Toastmasters is the place to start. Take the first step toward discovering the power of your voice and the joy of personal growth. You are worth it, choose you today. For more information about Toastmasters or about how to join a club, please contact: Nontobeko Mhlongo, Division Director E: dvdd@toastmasters74.org T: +27 (0)61 335 1275 W: www.toastmasters.org/find-a-club

The 11th KPMG South Africa Family Business Conference recently held in Pretoria brought together family business and family office leaders and experts to explore the theme of “Managing Change and Transition”. Through engaging panel discussions, attendees gained valuable insights into the complexities of multi-generational success, entrepreneurial leadership, the evolving role of family offices, and the value of independent governance. Here are the key takeaways from the conference: Passing the Torch – A Roadmap for Responsible Ownership The first panel featured insights from second, fourth, and fifth generation family business leaders, each bringing a unique perspective on succession challenges and opportunities. The panellists emphasised the importance of: ■ Keeping the family business relevant by seeking new opportunities while staying true to core values. ■ Effective communication and alignment of values between the family and the business as crucial for maintaining family harmony. ■ As the family business(es) evolve, the transition from control to stewardship becomes essential, with later generations embracing humility and understanding the legacy they inherit. ■ Balancing reinvestment and dividends, with some families employing business assemblies and investment panels to guide these decisions. Personal anecdotes were also shared about the challenges of maintaining family unity while pursuing business growth. The importance of regular family meetings and retreats was discussed as a means to foster communication and ensure that all family members are aligned with the business’s strategic direction. The role of external advisors in facilitating these discussions was also highlighted, providing an objective perspective that can help mediate conflicts and guide decision-making. From Heir to Leader – Igniting the Entrepreneurial Flame In the second session, insights were shared by two family CEOs and a non-family CEO, offering diverse views on nurturing an entrepreneurial spirit across generations. The panellists discussed – ■ Maintaining a culture of innovation while respecting the heritage and legacy of the family business. ■ Storytelling was emphasised as a powerful tool for driving growth and enhancing the quality of life for employees and the community. ■The role of meritocracy in leadership transitions, ensuring that roles are earned rather than inherited. ■ Learning on the job and being part of decision-making processes from an early age were identified as effective ways to prepare the next generation for leadership. ■The challenges of replicating the founder’s passion while allowing new generations the freedom to express their ideas and innovations. The panellists also explored the importance of mentorship and education in cultivating entrepreneurial leaders. They shared examples of successful mentorship programs and educational initiatives that have helped bridge the gap between generations, ensuring that the next generation is equipped with the skills and knowledge needed to lead the business into the future. The role of external networks and partnerships in fostering innovation was also discussed, highlighting how collaboration with other businesses and organisations can bring fresh perspectives and drive growth. Wealth, Wisdom, and Wellbeing – The Evolving Role of the Family Office This discussion featured experienced family office executives and KPMG’s Global Head of Family Office, offering a comprehensive view of the dynamic landscape of family offices. The panellists discussed: ■The importance of flexible governance and a risk-based focus for the family office in supporting the family. ■ Effective communication and early involvement of the next generation were identified as key factors in mitigating surprises and ensuring smooth transitions. ■The role of family office executives as conductors of important relationships and networks was also highlighted, ensuring that the family office remains a supportive ecosystem tailored to the family’s unique needs. ■ As family offices evolve, the need for separate governance structures becomes apparent, especially as families grow into larger consortia. ■The family office serves as both an educational space for wealth management and a safe place for family members to learn and even fail, provided appropriate education is provided. The discussion also delved into the role of technology in enhancing the operations of family offices. Insights were shared regarding how digital tools and platforms can streamline processes, improve communication, and provide real-time insights into financial performance. The importance of cybersecurity was emphasised, with the panellists discussing strategies for protecting sensitive family information. A Balanced Perspective – The Value of Independent Governance Expertise The final panel explored the crucial role of independent governance in family enterprises. Independent directors, trustees, and investment advisors bring a wealth of experience, objectivity, and specialised knowledge, offering balanced perspectives that are essential for sound decision-making. The panellists discussed: ■ How independent role-players ensure alignment between family interests and business objectives, fostering transparency, accountability, and long-term sustainability. ■The challenges of balancing family interests with fiduciary responsibilities, enhancing governance structures, and facilitating smooth leadership transitions. ■The importance of adapting to changing dynamics and preparing for future governance trends, emphasising the skills and qualities necessary for success in this evolving landscape. The panellists shared examples of how independent governance has led to improved decision-making and strategic outcomes, reinforcing the value of bringing external perspectives into family enterprises. They also addressed the role of independent governance in managing family dynamics and mitigating conflicts. Strategies were shared for building trust and credibility with family members, ensuring that independent advisors are seen as valuable partners in the family and the business’s success. Concluding Thoughts The KPMG Family Business Conference provided a platform for family business leaders to share experiences and strategies for navigating change and transition. By fostering open dialogue and collaboration, the conference reinforced the importance of aligning family values with business goals to ensure long-term success and sustainability. The diverse generational perspectives and expert insights offered by the panellists enriched the discussions, highlighting the evolving challenges and opportunities faced by family businesses today. As we reflect on the insights and strategies shared during the conference, we encourage family business and family office members to consider how these key takeaways can be applied to their own unique contexts. Should you wish to discuss any of these topics further, please feel free to reach out to the KPMG Private Enterprise team. Alan Barr CA(SA), Partner: Head of KPMG Private Enterprise (Africa & South Africa) T: +27 (0)83 388 6404 E: Alan.Barr@kpmg.co.za Creagh Sudding, International Tax, Lead: Business Families,  KPMG Private Enterprise South Africa T: +27 (0)66 010 8755 E: Creagh.Sudding@kpmg.co.za W: https://kpmg.com/za

Boasting 11 golf courses, great accommodation, and an enviable subtropical climate year-round, the KZN South Coast has rightfully earned its title as ‘The Golf Coast’. This year, from 25 to 28 November, the KZN South Coast will witness the ultimate battle for golfing supremacy at the Lifestyle Developers SA Women’s Masters 2025, supported by South Coast Tourism & Investment Enterprise. The nation’s most elite lady professionals descend upon two championship venues – Southbroom Golf Estate and San Lameer Golf Estate – for a four-day spectacular that promises to redefine women’s professional golf in Southern Africa. This not only boosts local tourism but also unlocks significant investment potential for the region. “We are incredibly proud, as South Coast Tourism & Investment Enterprise [SCTIE], to welcome one of the most prestigious women’s professional golf tournaments on the KZN South Coast,” said Dr Vusumuzi Sibiya, CEO of SCTIE.  “Events such as these continue to position the region as a top MICE [Meetings, Incentives, Conferences, and Events] destination while fulfilling our dual mandate of promoting the diverse tourism offerings and unique investment opportunities found here. Through the Lifestyle Developers SA Women’s Masters 2025, we’re excited to unlock more growth on the KZN South Coast.”   Visionary Leadership Driving Transformation The SA Women’s Masters carries the weight of history – established and sanctioned by the Women’s PGA of South Africa in 1996, it stands as the second oldest women’s professional golf tournament in Southern Africa. This year’s championship returns to ‘The Home of Women’s Golf’ on the KZN South Coast, where champions have been crowned and careers have been forged. Jenny Havenga, owner of Lifestyle Developers and Lifestyle Golf, brings both championship credentials as a former provincial golfer and business acumen as a leading property developer to this transformative event. Her company’s recent deal with SCTIE positions the South Coast as a prime international destination through integrated golfing and property platforms. “We are committed to hosting this annual tournament in this beautiful part of the world,” Havenga explained. “The all year-round subtropical climate, the highest number of Blue Flag beaches in KZN, great golf courses, and unmatched natural beauty make it the ultimate destination for visitors, sports enthusiasts, and homebuyers! We’re looking forward to another spectacular event, and encourage people to book early!” Dr Vusumuzi Sibiya said SCTIE would continue to support such MICE events on the KZN South Coast, which unlock more growth through investment opportunities, such as: ■ Accommodation and product expansion through event packages. ■ Transport services such as airport transfers, parking solutions, and on-day shuttles. ■ Event sponsorship, corporate hospitality, and on-site exposure. ■ Pop-up markets offering local cuisine, beer zones, and local merchandise. ■ Tourism experiences beyond the event such as curated day- trip bundles. CHAMPIONSHIP PACKAGES Transform this November into an unforgettable golfing adventure: SA Women’s Masters Stay & Play Package ■ 3-night luxury accommodation in a 3-bedroom villa at San Lameer Villa Rentals (Nov 24-27) ■ 2 Pro-Am rounds at Southbroom Golf Estate (25th) and San Lameer Golf Estate (26th) ■ Access to the SA Women’s Masters Pro tournament at San Lameer (Nov 27-28) ■ Premium hospitality including welcome refreshments and exclusive golfing gifts ■ Green fees, shared golf carts, and Halfway House ■ Prize-giving dinner featuring spectacular prizes valued at over R50K Package Price: From R4 550 per golfer 2-Day SA Women’s Masters PRO-AM ■ 2 Pro-Am rounds at Southbroom and San Lameer ■ Complete hospitality experience with refreshments and gifts ■ Green fees, golf cart sharing, and Halfway House ■ Prize-giving dinner with fantastic prizes up-for-grabs! 2 Day Pro-Am Price: R2 550 per golfer For bookings, branding and sponsorship opportunities, contact Jenny Havenga at jenny@lifestylegolf.co.za | 083 411 7237. W: www.lifestylegolf.co .z

The Minara Chamber of Commerce is proud to announce the finalists for the 2025 Minara Business Recognition Awards, a prestigious platform honouring excellence, innovation, and leadership across South Africa’s diverse business and professional landscape. Celebrating its 25th milestone year, the Minara Chamber continues its tradition of recognising individuals and organisations who exemplify entrepreneurial spirit, resilience, and meaningful contributions to both economic development and societal well-being. The 2025 finalists represent a dynamic cross-section of industries, reflecting the breadth of talent and enterprise within our community. Finalists have been named in the following categories:  Business Entity of the Year – Large ■ Gorimas ■ HBZ Bank ■ Farm Fresh Chickens Business Entity of the Year – Medium ■ Valternative Energy ■ Africa Flavours Distributors (Pty) Ltd ■ Iqlaas Foods Business Entity of the Year – Start-up ■ Racket Rescue ■ Plastimed ■ Krypton Web Businessperson of the Year ■ Fathima Gani ■ Ismail Simjee ■ Abdul Gani Rahman Businesswoman of the Year ■ Amina Abrahams ■ Salma Mahomed Young Achiever of the Year ■ Rishaad Joosab ■ Zaid Paruk Community Builder of the Year ■ Hafsa Carrim ■ Hoosein Saloojee ■ Shamsudeen Moola Professional Achiever of the Year ■ Aziz Tayob ■ Ebrahim Asmal ■ Mumtaz Peerbhay The Chamber is especially honoured to present the 2025 Lifetime Achiever Award to Dr Imtiaz Sooliman, founder of Gift of the Givers, in recognition of his exceptional humanitarian work and visionary leadership that continues to inspire South Africans and global citizens alike. This year’s awards received a record number of high-calibre nominations, a testament to the enduring strength, talent, and innovation within South Africa’s business and professional communities. Following a rigorous adjudication process, winners will be announced at the Awards Ceremony and Gala Dinner, to be held on Friday, 24 October 2025 in Durban, where the keynote address will be delivered by respected business leader Lincoln Mali. The Minara Chamber extends its sincere gratitude to its Platinum Sponsor, Standard Bank, and to supporting partners Adams & Adams, Bryte Takaful, IBV Group, and AMKA Group. The awards will be broadcast through our media partners Hilaal TV, Radio Islam, and Radio Al Ansaar. This prestigious event will bring together the nation’s leading business minds, entrepreneurs, professionals, and community champions for an unforgettable evening of recognition, inspiration, and celebration. For further information, corporate bookings, or advertising opportunities, please contact us at awards@minara.org.za or visit www.minara.org.za

There has long been a debate whether a company vision is simply a cheesy plaque on the wall, or a tool for real, positive behavioural change. Here are some of the most inspirational (and effective) vision statements from globally recognised organisations. Each one is short, sharp, and powerful enough to shape strategy and culture. TESLA – To accelerate the world’s transition to sustainable energy. NIKE – To bring inspiration and innovation to every athlete in the world. (If you have a body, you are an athlete.) GOOGLE – To organise the world’s information and make it universally accessible and useful. LINKEDIN – Create economic opportunity for every member of the global workforce. IKEA – To create a better everyday life for the many people. APPLE – To make the best products on earth and to leave the world better than we found it. AMAZON – To be Earth’s most customer-centric company, where customers can find and discover anything they might want to buy online. MICROSOFT – To help people and businesses throughout the world realize their full potential. META (FACEBOOK) – To give people the power to build community and bring the world closer together. NETFLIX – Becoming the best global entertainment distribution service. SPOTIFY – To be a cultural platform where professional creators can break free… LEGO – A global force for Learning-through-Play. ADOBE – Changing the world through digital experiences. UBER – We ignite opportunity by setting the world in motion. RED BULL – To inspire and empower people to push their limits – in sports, culture, and business. SPACEX – To make humanity multiplanetary. TED – Spread ideas. SHOPIFY – To make commerce better for everyone. SALESFORCE – “Providing organizations with the power to know.” DISNEY – To entertain, inform and inspire people around the globe through the power of unparalleled storytelling. Notice how these aren’t corporate waffle. They’re clear, inclusive, and visionary enough to stretch across decades.  Why Vision Matters A vision statement is more than branding, it: ■ Sets Direction – a true North that keeps leaders and teams aligned. ■ Drives Decisions – when faced with tough choices, the vision reminds you of what’s most important. ■ Builds Culture – people want to belong to something bigger than themselves. That’s why the best vision statements aren’t complicated. They don’t need jargon. They simply tell you where the organisation is heading – and why it matters. Our Vision at ActionCOACH Business Coaching At ActionCOACH, our vision has been the same for over 32 years: “World Abundance Through Business Education.” ■ It’s not just a slogan – it’s a compass. ■ It enrols people into a community of business owners, coaches, and leaders who want to make a difference. ■ It inspires us every day to help entrepreneurs grow profitable businesses that work without them, freeing up time, creating jobs, and ultimately changing | lives. ■ It’s the reason why thousands of coaches and team members across the globe show up every day with passion. And it’s the reason why our clients – whether in KZN, southern Africa, Europe, the US, or beyond – can see their businesses as vehicles for something bigger. The Takeaway If your vision statement doesn’t make people sit up, smile, or feel proud – go back to the drawing board. Great vision statements are short. They’re bold. They enrol and inspire. And, as these examples prove, they can turn a business into a movement. So here’s the question: What is your vision? And does it make people want to follow you? Need a Second Pair of Eyes? If you want an assist, either acid-testing your existing vision, or crafting something new, I’d be happy to help. We offer a complimentary consult to business owners serious about building “legacy businesses” – operations that can outlive the owner. Let’s explore what’s possible. To your success: Trevor Clark T: +27 (0) 31 266 2258 E: mastery@actioncoach.com W: www.mastery.co.za

KwaZulu-Natal (KZN) has earned the title of being South Africa’s most dangerous province for cash in-transit robberies, which the statistics confirm. But it’s the images that stay burned in our minds – the burnt-out vans, bullet-riddled cars, and the terrified motorists ducking for cover on our highways. These are not victimless crimes. Each heist plays out like a battlefield scene, putting ordinary citizens in the line of fire. Why KZN? Our province is crisscrossed with cash-heavy transport routes, the N2, N3 and N11, perfect escape corridors for syndicates. Organised gangs, often working with insider knowledge, execute these heists with military precision. This precision coupled with stretched policing resources, long rural routes with poor surveillance, and the fact that South Africa still relies heavily on cash transactions, gives us a recipe for disaster.  The Ripple Effect For businesses, every heist pushes up insurance premiums and operating costs. For communities, it breeds fear and wears down confidence. For investors, it’s another red flag about investing in KZN. And for the average motorist caught near one of these literally explosive incidents, the consequences can be fatal. How The Public Can Stay Safe While the frontline battle belongs to law enforcement, the man in the street can take practical steps to avoid becoming an innocent bystander. ■ Keep your distance from Cash In Transit (CIT) vans. Don’t tailgate or linger nearby them. ■ Be alert, if you notice vehicles boxing in a CIT van or driving erratically, slow down and create space, avoid getting caught up in the battle. ■ If shooting starts, stop at a safe distance, stay low, and use cover. Don’t risk your life trying to video or approach the scene, these syndicates are armed to the hilt. ■ As we head into the festive season, when CIT heists typically rise, caution and awareness become even more critical.  If You’re Caught In The Crossfire Stay calm. Remain inside your vehicle if safe or get low behind solid cover. Avoid sudden movements that may draw attention. Once the scene is secure, discreetly share any useful observations with the police, details such as vehicle types, colours, approximately how many suspects and their description, the direction of escape. Resist the urge to post videos on social media; it can compromise investigations, give such video evidence to the police as soon as you can. Final Thought Cash-in-transit robberies are not just a police problem or a business risk. They are a public danger that turns everyday commutes into potential war zones. Until authorities win the f ight against these syndicates, awareness and caution remain our best protection. Will it get better? In the short term, probably not, syndicates are entrenched, and policing resources remain stretched. In the medium term, coordinated crackdowns, better intelligence, and private public partnerships could begin to tip the balance. In the long term, only broader economic reform and a reduction in the cash-driven economy will drain the lifeblood of these crimes. In KZN today, vigilance isn’t paranoia, it’s survival. T: +27 (0)31 109 1888 E: care@mobiventures.co.za W: www.mobiventures.co.za

Now in its sixth year, the KZN Top Business Women 2025 is proudly powered by the Women of Africa Group, Morar Incorporated and Absa, and supported by DRG. T he initiative recognises and celebrates the achievements of KwaZulu-Natal’s most dynamic and inspiring women – leaders, entrepreneurs, and professionals who are making a difference in both business and society. According to Lesedi Metsoamere, Absa KZN Regional Executive for Private Banking, the true value of KZN Top Business Women lies in recognition, inspiration, and connection. “It spotlights women who are quietly but powerfully transforming their sectors. It also provides relatable role models for young women and future leaders. And it creates opportunities for entrepreneurs to network, collaborate, and access new markets – which is one of their biggest challenges outside of funding.”  Adv. Pria Hassan, Group CEO Women of Africa Group, noted that the platform has also shifted perceptions of women’s roles in the province. “KZN is one of the most thriving provinces, yet the role of women has often been underestimated. This event showcases women from rural areas to corporate leaders, all of whom drive the economic hub of KZN. It is about teaching women that they can lean on each other. T hey are not competitors in the room, but sisters.”  Jennifer Reddy, CEO Morar Incorporated, shared her personal perspective, having been a nominee herself. “In 2022, I was listed as a nominee. At the time, I did not fully grasp the value, but as my career progressed, I realised what an uplifting movement this is. Women in business are competing on many levels, often in male-dominated professions. For us to uplift KZN, to make it a brand on its own, and to showcase our businesswomen is incredibly valuable.”  Only forty women are selected each year, and each participant participates in a photographic session, a video interview, and a webinar. Their stories are collated into a coffee table book. The women also receive recognition on social media – providing personal branding and marketing exposure. The webinar dates are the 16, 23 and 30 October at 18H00. Each woman will participate in one of the webinars and be  provided the opportunity to introduce themself and their business. To register to attend these online events visit https://www.kzntopbusiness . com/save-my-spot The 2025 celebrations culminate in a prestigious gala dinner on Thursday, 13 November at the Radisson Blu Hotel Durban Umhlanga, where this year’s nominees will be honoured for their invaluable contributions to Grant Adlam, Adv Pria Hassan, Lesedi Metsoamere and Jennifer Reddy perceptions of women’s roles in the province. “KZN is one of the most thriving provinces, yet the role of women has often been underestimated. This event showcases women from rural areas to corporate leaders, all of whom drive the economic hub of KZN. It is about teaching women that they can lean on each other. They are not competitors in the room, but sisters.” Jennifer Reddy, CEO Morar Incorporated, shared her personal perspective, having been a nominee herself. “In 2022, I was listed as a nominee. At the time, I did not fully grasp the value, but as my career progressed, I realised what an uplifting movement this is. Women in business are competing on many levels, often in male-dominated professions. For us to uplift KZN, to make it a brand on its own, and to showcase our businesswomen is incredibly valuable.” Only forty women are selected each year, and each participant participates in a photographic session, a video interview, and a webinar. Their stories are collated into a coffee table book. The women also receive recognition on social media – providing personal branding and marketing exposure. The webinar dates are the 16, 23 and 30 October at 18H00. Each woman will participate in one of the webinars and be KwaZulu-Natal.