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The KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) is delighted to announce that its highly anticipated 2026 Annual Information Meeting (AIM)  will be held on 27 March 2026  at the Durban International Convention Centre (ICC) . This prestigious annual event brings together NJMPF members, municipal representatives, stakeholders, and industry experts to engage in meaningful discussions about the fund’s performance, governance, and strategic direction. The AIM is a cornerstone event for NJMPF, providing attendees with a comprehensive understanding of the fund’s financial health, investment performance, and upcoming initiatives that directly affect pension and provident fund members across KwaZulu-Natal. Participants can look forward to detailed presentations on governance improvements, policy updates, and innovative strategies designed to safeguard and grow member benefits. In addition to informative sessions, the meeting offers a unique platform for members to interact directly with fund representatives , ask critical questions, and gain insights that can help them make informed decisions about their retirement planning. Networking opportunities with fellow members and municipal peers further enhance the value of attending, fostering connections across the province’s municipal sector. NJMPF encourages all members to save the date  and take part in this essential gathering. Whether you are a long-standing member or a new participant in the fund, the AIM promises to be an engaging and enlightening experience that reinforces the fund’s commitment to transparency, accountability, and member empowerment. For further information and to secure your place at the 2026 Annual Information Meeting, please visit the official website at www.njmpf.co.za , contact the NJMPF office at 031 279 5300 , or email info@njmpf.co.za . Stay informed, stay empowered, and join us in Durban for an event that underscores NJMPF’s dedication to supporting the financial well-being of its members. Don’t miss this opportunity to be part of an informative and interactive session designed with your interests in mind! NJMPF Announces 2026 Annual Information Meeting in Durban NJMPF Announces 2026 Annual Information Meeting in Durban

By Chantelle Frier, National Sales Manager at SW360 In South Africa, mining remains a cornerstone of the economy. In fact, government figures show that mining added about R451 billion to the economy in 2024. This equates to about 6% of the country’s GDP, but mining’s influence on South Africa’s economy goes far beyond the direct value it produces. The industry’s operations, spending, and export activities support and amplify economic activity across the country, with some estimating that the sector’s real contribution to the economy stands at well over 10% of GDP. This is why Financial Intelligence Centre Act (FICA) compliance carries so much weight. Mining is not just another regulated sector; it is a systemically important one because weaknesses in customer due diligence, transaction monitoring, and reporting can expose the broader financial system to significant risks. The scale of transactions, reliance on contractors and suppliers, and frequent cross-border flows make mining particularly vulnerable to financial crime risks, such as money laundering, bribery, and illicit payments. These risks aren’t only posed by external actors; mining companies also carry a crucial responsibility to thoroughly vet their own employees to ensure that they have no links to illicit activities. By proactively screening staff, companies can detect potential risks before employees gain access to sensitive areas, significantly reducing the likelihood that criminal syndicates could exploit them to launder money or illegally trade in minerals. Imagine a mining operation extracting platinum in South Africa. On paper, everything seems normal. But a single employee with ties to criminal syndicates can create major vulnerabilities. This individual could facilitate the purchase of platinum using illicit funds or manipulate transactions to channel money through the company, effectively masking its origin. The metal is then exported to overseas markets, often through complex networks of shell companies or opaque trading partners. Once sold, the proceeds appear as legitimate revenue, and the mining company unknowingly becomes part of a broader money-laundering chain. This scenario highlights why strict FICA compliance measures are essential to prevent major operational and reputational threats. Why compliance matters In mining, fraud impacts more than finances; it can also undermine strategic goals and the company’s reputation. Incidents like the one described above can lead to regulatory penalties, loss of operating licences, investor concerns, and the erosion of stakeholder trust. This is why strong internal controls, comprehensive compliance frameworks, and continuous monitoring are essential in modern mining operations. Here are critical factors for mining companies to consider: 1. Conduct customer identification and verification: Conduct Know Your Customer (KYC) procedures for all clients, suppliers, and contractors. This means verifying identities using valid official documents (ID, passport, or company registration documents) and identifying and verifying the beneficial owners of corporate clients. 2. Keep comprehensive records: Maintain records of all transactions, accounts, and client identification documents for at least five years and ensure documentation is easily accessible. 3. Take a risk-based approach: Conduct risk assessments for clients, transactions, and geographic areas and apply enhanced due diligence (EDD) for high-risk clients, such as politically exposed persons (PEPs) or clients from high-risk countries. 4. Focus on suspicious and unusual transaction monitoring: Establish systems to monitor unusual or suspicious activity, including large payments, offshore transfers, or irregular payment patterns. Should anything come up, be sure to report these transactions to the FIC within prescribed timelines. 5. Run training and awareness programmes: Train employees regularly on FICA compliance obligations to ensure that staff can recognise suspicious behaviour. 6. Implement clear compliance policies and procedures: Written FICA compliance policies and procedures are a must. 7. Keep third-party and supplier compliance in mind: All suppliers, contractors, and intermediaries must also comply with FICA requirements, where applicable. Additionally, be sure to conduct due diligence on joint venture partners and other business partners. 9. Prioritise ongoing monitoring: It is essential to continuously monitor client relationships and transactions for changes in risk profile and update client information periodically, especially for high-risk clients. 10. Establish AML governance, cross-border transactions, and cash handling policies: Mining companies should establish strong anti-money laundering (AML) governance by appointing a compliance officer, conducting internal audits, and ensuring board and management oversight of FICA compliance. Additionally, miners must exercise caution with international and cross-border transactions, establish clear procedures for handling large cash transactions and be aware of reporting thresholds to remain fully compliant. Across mining, FICA compliance can no longer be viewed as a regulatory obligation, it is a critical safeguard that strengthens governance and improves transparency across the value chain. But conducting customer and supplier due diligence, monitoring transactions for unusual or suspicious activity, and maintaining accurate records is time-consuming. With an automated verification, onboarding, and compliance application, like VOCA from SW360, accountable institutions can meet their FICA obligations with very little manual effort. Automated compliance tools improve efficiency, enhance accuracy, reduce human error, and provide real-time monitoring and reporting, helping companies stay fully compliant while freeing teams to focus on more strategic risk management. Ends. About SW360 SW360 is South Africa’s leading data intelligence platform, empowering businesses to verify, assess, and manage risk confidence. At the core of its offering are two powerful products – Searchworks and VOCA, each playing a key role in delivering real-time, verified data across industries. Find out more at www.sw360.co.za. About Searchworks Searchworks prides itself on its exceptional reputation and being a leader in the data industry. Partnering with only the very best service providers and utilising cloud technology, Searchworks provides the highest quality and reliability, aimed at reducing downtime for professionals in industries such as finance, law, and real estate, Searchworks empowers users to perform thorough due diligence, mitigate risks, and make informed decisions. By streamlining the process of gathering critical information, Searchworks supports businesses in maintaining compliance, enhancing security, and improving operational efficiency. Find out more at: https://www.searchworks.co.za/ About VOCA VOCA, powered by SW360, is an advanced Verification, Onboarding, and Compliance Application designed to simplify and automate compliance processes for accountable institutions. Tailored to meet the specific needs of businesses across industries such as finance, law, and real estate, VOCA provides comprehensive solutions for conducting thorough KYC/KYB checks, managing risk assessments, and ensuring full compliance with the Financial Intelligence Centre Act (FICA). By offering real-time reporting and automated audit trails, VOCA enables organisations to enhance security, reduce manual effort, and maintain the highest standards of regulatory compliance, all while improving operational efficiency and customer satisfaction. Find out more at: https://www.voca.co.za/. For further information: Monica van der Spuy M: 071 685 6476 E: monica@ginjaninja.co.za Chantelle Frier, National Sales Manager at SW360

Tucked inside Westville Mall, The Talkhouse has grown into a lively meeting place for professionals, families, and friends alike. Known for its friendly team, good food, and easy-going atmosphere, it’s the kind of space where conversations happen naturally. Whether you’re celebrating a milestone, catching up with friends, or hosting an informal business meeting this is a great place to be. Since August 2024, the café has been owned by cousins Letaria Ouderajh and Rochelle Joseph, both seasoned entrepreneurs who saw the potential to invest in a business that truly reflects their values. Their hands-on approach has brought fresh momentum to the brand, from a refreshed menu and expanded offering to a monthly dinner service that adds a more refined dining option for regular patrons. The menu strikes a thoughtful balance between comfort and quality, with breakfast, brunch, and lunch options designed to suit a variety of tastes. These range from expertly made coffee and freshly baked cakes to well-loved favourites like Eggs Benedict, toasted chicken and mayo sandwiches, pasta Alfredo, prawn curry, smoked salmon salad and to more substantial meals such as slowed cooked lamb shank. The Talkhouse delivers consistently on flavour, presentation, and value. Enhancing the experience further is their newest addition, The Perfect Pour which is a carefully curated beverage selection that includes signature cocktails, wines, ciders, and mocktails. Each drink reflects the owners’ passion for quality and attention to detail, adding another layer to the overall offering. At its core, The Talkhouse is built on genuine, personalised service. Rochelle and Letaria are closely involved in the day-to-day running of the café, taking time to get to know their customers and build real relationships. In a landscape dominated by franchise dining, this owner-led, relationship driven approach sets the café apart. It’s a philosophy perfectly summed up in their slogan: “Where friends become family.” Conveniently located at 35 Buckingham Terrace in the Westville Mall, the café offers extended trading hours on Fridays and Saturdays, Sunday service, and a pet-friendly setting. Open daily from early morning, it’s an ideal spot for breakfast meetings, mid morning coffees, or relaxed lunches. T he Talkhouse is also available to hire for private events – enjoy a high tea or buffet or bespoke menu. These are great options for a birthday party, baby shower or corporate function. The Talkhouse is a strong example of how hospitality and business can intersect successfully, creating a space where ideas are shared, connections are formed, and business conversations flow best over a great cup of coffee. For readers of KZN Business Sense, monthly copies of the publication are available on the newspaper stand at the front of the café. www.kzntopbusiness.com Letaria Ouderajh and Rochelle Joseph Click on the images to "Read the Full Article".

By David Vlcek, partner, Cox Yeats The recent and deeply tragic building collapses in George, Verulam, and, most recently, Ormonde have brought renewed attention to a difficult question: what actually happens after a structure collapses on a construction site? Beyond the immediate human tragedy and the urgent search-and-rescue efforts, a complex legal and regulatory process is set in motion. Multiple authorities become involved, investigations begin almost immediately, and the owner, developer, contractor and professional team must navigate overlapping obligations while responding to public scrutiny and potential litigation. There is often confusion about who has authority over the site, which investigations take priority, and what legal responsibilities arise in the critical hours and days following a collapse. Drawing on experience advising on construction collapse investigations, this article outlines the key procedures typically followed in South Africa when a structural failure results in injury, loss of life, or property damage. Construction sites are inherently dangerous places. As a result, the Occupational Health and Safety Act, 1993, together with the National Building Regulations and Building Standards Act, 1977, were promulgated in an attempt by government to safeguard contractors and third parties on site, as well as the general public. These statutes, read together with the Housing Consumer Protection Measures Act, 1998, largely dictate the regulatory framework in terms of which construction takes place in South Africa. Accordingly, immediately prior to the collapse, the owner of the property and the developer (if they are separate entities), together with the building contractor on site, bear primary legal responsibility and liability under these Acts. It follows that immediately upon the structure collapsing, responsibility attaches to them to respond in accordance with the site-specific health and safety plans they have in place. The immediate response must therefore come from the property owner, the developer, and the main contractor on site. Shortly thereafter, the first responders will arrive on site in response to various emergency calls. More often than not, this will be the South African Police Services. The South African Police Services will establish a chain of command on-site and dictate how the site is managed. In terms of Regulation 8 of the General Administrative Regulations, 2003, promulgated under the Occupational Health and Safety Act, 1993, the relevant parties must, within seven days of the incident, notify the Provincial Director of the Department of Employment and Labour using the prescribed forms. At this stage, the site is effectively under the control of the South African Police Services as search and rescue teams attempt to locate individuals trapped beneath the rubble and save their lives. Those involved must work with the South African Police Services and the Department of Labour in the best interests of the individuals who have sadly been injured or trapped beneath the debris. Sadly, after some time, rescue efforts may transition into search-and-recovery operations. At this point, the South African Police Services will generally hand control of the investigation to the Department of Labour so that it may commence a Section 31 investigation in terms of the Occupational Health and Safety Act, 1993. The purpose of a Section 31 investigation is to determine the cause of the incident and to investigate whether the owner of the property, the developer and the contractor complied with their regulatory obligations. The Department of Labour will appoint a senior inspector to investigate what occurred on site. Importantly, the Section 31 investigation can commence while search and rescue efforts are still ongoing. The inspector appointed by the Department of Labour will contact the property owner, the developer, and the main contractor and arrange urgent meetings with them. This is a critical stage in the investigation process. It is a particularly difficult time for the parties involved, as they are often simultaneously assisting emergency responders while responding to regulatory investigations. The Section 31 investigation can be invasive and is usually conducted at short notice. The inspector may request documents and take statements from various witnesses on site. At this stage, the inspector’s focus will be on occupational health and safety compliance and broader regulatory compliance in relation to the construction project. The outcome of the Section 31 investigation will be a written report, together with witness statements, documents and other evidence gathered by the inspector. These will be delivered to the Department of Labour for a decision on whether to hold a formal Section 32 inquiry or refer the matter to an inquest under the Inquests Act, 1959. While the Section 31 investigation is underway, various professional bodies may also become involved, particularly where registered professionals such as engineers, quantity surveyors, architects or project managers participated in the project. Each professional body, such as the Engineering Council of South Africa, has professional conduct rules and may initiate its own investigation or disciplinary inquiry into the conduct of its members. More recently, the Council for the Built Environment has also become involved in investigations relating to construction collapses. The Council is a public entity established under the Council for the Built Environment Act, 2000, and reports to the National Department of Public Works and Infrastructure. Its mandate includes promoting professional conduct within the built environment professions, advancing transformation in the sector, protecting the public interest, and advising government on built environment matters. There remains some debate about the Council's precise jurisdiction over collapse investigations and whether parties on site are legally obliged to respond to its requests for information. From the outset, the priority must be the health and safety of all individuals on site and assisting with emergency services, working to recover those who have sadly died or been injured. At the same time, it is essential to preserve evidence. This includes collating documentation, contracts and construction drawings and, where possible, preserving material samples from the collapsed structure. Striking this balance can be extremely difficult. It is therefore critically important to appoint a senior assessor and a team of experts as soon as possible. Preserving evidence is key in a construction collapse investigation. Experts should attend the site as soon as possible to photograph, video and record what is taking place. If possible, a full scan of the site should also be conducted. The updated drawing register and all construction drawings issued for the project should be preserved, together with the various statutory appointments made under the Occupational Health and Safety Act and the Construction Regulations. All occupational health and safety files, risk assessments, toolbox talks and site induction records should also be gathered and preserved. This information will become highly relevant during the Department of Labour's Section 31 investigation. At the same time, media interest in the incident will inevitably grow, and it is advisable for an experienced individual to manage communications with the press. To gain access to the site for investigative purposes, it is usually necessary to engage with the Department of Labour and develop a protocol, risk assessment, and safety plan governing how the collapsed structure will be accessed, how evidence will be preserved, and how the structure will ultimately be cleared. Engineers will play an important role at this stage, assisting in determining the proximate cause of the collapse. In incidents where lives are lost, or individuals are injured, the owner of the property, the developer and the main contractor will often find themselves participating in a Section 32 inquiry, a public inquiry aimed at determining the proximate cause of the collapse. They may also face civil claims arising from property damage, personal injury, and loss of support, brought by affected parties. It is therefore advisable to brief legal representatives at an early stage to address potential third-party claims and to maintain a proper register of those claims as they arise. It is equally important to notify the relevant insurance broker and insurers as soon as possible. Professionals involved in the project may also be required to respond to investigations conducted by their professional regulatory bodies, which may involve presenting evidence and compiling a detailed documentary record. In these circumstances, such professionals must receive appropriate legal advice regarding the various regulatory and legal risks they may face. In summary, the most important steps following a construction collapse are preserving evidence and protecting legal privilege in communications and investigations. Expert appointments should be made through legal representatives wherever possible. Construction collapse investigations are multi-layered, complex and highly technical. They require a coordinated team of legal advisers, engineers and specialist assessors to work quickly to assist the parties involved while ensuring that the relevant evidence is properly preserved and analysed. David Vlcek, partner, Cox Yeats

By Peter Barnard, partner and Claudelle Pretorius, partner, Cox Yeats The global construction industry is susceptible to disruptions in the supply chain and price volatility. Recent geopolitical tensions and armed conflict in the Middle East have raised concerns about disruptions to global trade routes, energy supplies, and the availability of materials. For contractors, developers, and project owners, geopolitical conflicts highlight the growing importance of carefully drafted force majeure and escalation clauses in construction contracts. These provisions play a significant role in managing the risks associated with material shortages, shipping delays, and rapidly increasing input costs. Geopolitical Instability and Its Impact on Construction Supply Chains The Middle East plays a central role in global energy production and international shipping routes. The escalation of conflict in the region can disrupt key maritime corridors such as the Strait of Hormuz and other strategic trade routes. This will inevitably affect the movement of raw materials and manufactured goods worldwide. Construction projects rely heavily on global supply chains for materials such as steel, aluminium, bitumen and petrochemical-based products, cement components, electrical and mechanical equipment, fuel for transportation and machinery, etc.  Interferences with global shipping routes, increased insurance costs for cargo vessels, and rising fuel prices will result in increased costs and delays in the supply of materials. Contractors may face extended lead times for essential components, alternatively, the inability to obtain specified or priced materials, while project owners may encounter significant budget overruns.  Even minor supply disruptions can cause cascading delays that impact project schedules, financing arrangements, and contractual obligations. The Role of Force Majeure Clauses in Construction Contracts A force majeure clause allows a contracting party to suspend or delay its contractual obligations when extraordinary events beyond its control inhibit performance. Force majeure clauses are included in most standard form contracts. These clauses usually cover events such as war or armed conflict; government sanctions or trade restrictions; disruptions to transportation routes; shortages of critical materials caused by geopolitical events, and port closures or shipping interruptions. In the context of the current instability in the Middle East, these provisions may allow contractors to seek relief where the conflict results in the unavailability of materials, substantial delivery delays, or the inability to obtain necessary equipment. Typically, a force majeure clause may allow for extension of time claims, expense and loss claims; the suspension of contractual obligations; and, in some cases, termination if the event persists for a prolonged period.  Most standard form contracts include time-bar clauses in respect of extension-of-time and expense-and-loss claims. It is crucial for contractors to be aware of the applicable timelines and to ensure that notices and claims are delivered timeously so that they can claim any increased costs associated with transportation, insurance, standing time, etcetera. When materials are unavailable, substantial delivery delays occur, or the necessary equipment cannot be obtained, contractors should be proactive and notify the professional team of the issues and proposed solutions. Proposed solutions may shift the contractor’s risk profit and result in other claims.  Escalation Clauses and the Risk of Material Price Volatility While force majeure clauses address situations where performance becomes impossible or delayed, they do not typically protect contractors from the financial impact of rising material costs. This is where escalation clauses become essential. Construction projects often span several months or years, during which the prices of key materials may fluctuate significantly. Geopolitical instability can amplify these fluctuations by increasing energy costs, disrupting manufacturing capacity, or restricting the supply of raw materials. Without escalation provisions, contractors may be forced to absorb substantial cost increases, potentially threatening the financial viability and completion of a project.  For project owners, escalation clauses can also reduce the risk of contractor insolvency or project abandonment caused by unsustainable cost pressures. Conclusion The construction industry operates within complex global supply chains that are increasingly vulnerable to geopolitical shocks. The ongoing conflict in the Middle East serves as a reminder that disruptions to international trade and energy markets can quickly affect the availability and cost of critical construction materials. By incorporating and understanding force majeure and escalation clauses, developers, contractors, and project owners can better manage these risks.  In an environment of increasing geopolitical uncertainty, proactive contractual risk management is no longer optional – it is essential for the stability and success of construction projects. In an environment of increasing geopolitical uncertainty, proactive contractual risk management is no longer optional, it is essential for the stability and success of construction projects. Peter Barnard, partner and Claudelle Pretorius, partner, Cox Yeats - Cox Yeats

BusinessFit SA offers new BusinessFit 360 technology available at no cost to user. Across South Africa – and increasingly across emerging economies – small and medium enterprises (SMEs) carry the promise of inclusive growth. They represent the majority of registered businesses, contribute a significant share of GDP, and provide employment to millions of people. In many communities, SMEs are not just economic actors; they are the primary engines of opportunity, resilience, and local development. Yet despite their central role, the survival and growth rates of small businesses remain stubbornly low. The challenge is not a lack of entrepreneurial spirit. South Africa has no shortage of people willing to take risks, innovate, and build enterprises under difficult conditions. The real challenge lies elsewhere: entrepreneurs are expected to operate complex organisations without access to the structured support systems available to larger companies. Large organisations rely on specialists – finance managers, HR professionals, compliance experts, strategists, and advisors. Entrepreneurs, by contrast, must play all these roles simultaneously. Time Poverty of Entrepreneurs One of the least discussed barriers to SME growth is what might be called entrepreneurial time poverty. Running a small business is operationally relentless. Owners spend their days solving immediate problems: managing cash flow, responding to customers, supervising staff, and keeping operations running. The consequence is predictable. There is little time to step back, reflect strategically, or assess whether the business is structured for long-term sustainability. Compliance requirements, governance practices, and strategic planning often become reactive rather than intentional. Many entrepreneurs know they need guidance. What they lack is accessible, continuous mentorship that fits into the reality of running a business. Traditional mentorship programmes – valuable as they are – cannot meet demand at scale. A mentor can support a limited number of businesses. Development programmes reach cohorts, not ecosystems. Meanwhile, thousands of entrepreneurs operate outside formal support networks entirely. If SMEs are to fulfil their economic potential, mentorship itself must evolve. From Individual Mentorship to Scalable Guidance BusinessFit 360 was created in response to a simple question: How do we make quality mentorship available to every entrepreneur, not just a selected few? BusinessFit 360 is a free digital self-assessment and guidance platform designed to function as a structured mentoring companion. It enables entrepreneurs to pause and evaluate their businesses across critical dimensions including market engagement, finance, governance, operations, people, strategic opportunity, and risk. T he power of the platform lies not in assessment alone, but in translation. Entrepreneurs receive immediate, practical feedback – clear suggestions, and prioritised actions aligned to their stage of business maturity. In effect, BusinessFit 360 creates a guided conversation between the entrepreneur and their business. It asks the questions many owners rarely have time to ask themselves: 1. Where are my hidden risks? 2. What capability gaps are limiting growth? 3. What should I focus on next? Technology as a Mentorship Multiplier Rather than replacing human mentors, BusinessFit 360 amplifies them. By providing structured diagnostics upfront, mentors, incubators, and development agencies can focus their time on higher-value conversations instead of basic assessments. Technology becomes a mentorship multiplier: ■ Entrepreneurs gain immediate access to structured guidance. ■ Support organisations can assist more businesses simultaneously. ■ Mentorship becomes continuous rather than episodic. ■ Insights can be scaled across regions and sectors. This approach recognises that economic development is no longer constrained only by funding or policy, but by the ability to transfer practical management capability at scale. Towards an Inclusive Entrepreneurial Ecosystem The future of SME development lies in combining human insight with digital accessibility. Entrepreneurs need tools that meet them where they are – practical, non-judgemental, and immediately useful. BusinessFit 360 represents a shift from programme-based support to ecosystem-based support. It democratises access to business guidance, allowing entrepreneurs to build stronger governance, clearer strategy, and more resilient operations – regardless of location or resources. When mentorship becomes scalable, opportunity becomes scalable. And when more entrepreneurs succeed, the benefits extend far beyond individual businesses. Jobs are created, communities stabilise, and economies grow from the ground up. T he question is no longer whether SMEs matter. The question is how we equip them – at scale – to succeed. BusinessFit 360 ofers one answer: structured guidance, accessible to all, when entrepreneurs need it most. BusinessFit 5 Stage Quality Assurance Process The BusinessFit ‘building better businesses’ SME development methodology follows a 5 Stage Quality Assurance process. Stages 1,2,3 helps to ensure legitimacy, compliance, and quality assurance of an enterprise. Stage 3 is the self-assessment BusinessFit 360 process, and a meeting with a mentor to create the business’s Blueprint. The Blueprint defines ‘how the business works’, and focuses on the 4 Pillars of Leadership, Functional Foundation, Measurements and Energy, and their related 32 Focus Areas – within the business’s own unique Maturity Levels. Stage 5 is testimonials and certification. BusinessFit 360 self-assessment technology can be used independent of the 5 Stage Quality Assurance process. However, for South African SME development purposes, the Quality Assurance ‘Compliance and Ethics’ Certificate and Transcripts provide high structural value for the business and help to build leadership ability and confidence. Contact the BusinessFit team on support360@businessfitsa.co.za or start your BusinessFit 360 journey on the link BusinessFit 360 - BusinessFit SA www.businessfitsa.co.za/businessfit-360 www.kzntopbusiness.com RETHINKING MENTORSHIP FOR THE SME ECONOMY - BusinessFit SA Click on the images to "Read the Full Article".

In today’s competitive business environment, simply offering a good product or service is no longer enough. Businesses need strong positioning, clear messaging, and the confidence to charge what their work is truly worth. That’s exactly the focus of the upcoming networking event hosted by KZN Business Connect. Taking place on 20 March 2026 , this business networking session brings entrepreneurs, professionals, and business owners together for a morning of insights, connections, and growth. Learning to Compete on Value, Not Price The featured speaker, Trevor Clark, will lead a practical session titled “How to Attract Better Clients, Charge Properly and Stop Competing on Price.” Many businesses fall into the trap of lowering prices to win work. While this may bring short-term sales, it often leads to long-term challenges such as lower profits, unsustainable workloads, and attracting clients who focus only on cost rather than value. During this session, Trevor Clark will explore: How to position your business so it stands out in a crowded marketplace Practical ways to attract higher-quality clients Strategies to price your services confidently and sustainably How to shift your brand from “cheapest option” to “best choice” For many entrepreneurs and small business owners, these lessons can be transformational. The Power of Networking Events like these are about more than just listening to a speaker. Networking sessions provide an opportunity for business owners to meet potential collaborators, partners, and clients. Conversations over coffee can lead to referrals, partnerships, and new ideas that help businesses grow. Attendees will be surrounded by like-minded professionals who understand the challenges of running and growing a business in today’s market. A Professional Setting for Meaningful Connections The event will be hosted at Elephant & Co. Westown, a vibrant venue known for bringing people together in a relaxed yet professional environment. Event Details: Date:  20 March 2026 Arrival:  08:30 for 09:00 start Venue:  Elephant & Co. Westown Hosted by:  KZN Business Connect Why Events Like This Matter In a world where many connections happen online, face-to-face networking remains one of the most powerful tools for business growth. Meeting other professionals, hearing real-world strategies, and learning from experienced speakers can help businesses move forward with clarity and confidence. For anyone looking to refine their pricing strategy, attract better clients, and build stronger professional networks, this event promises valuable insights and meaningful connections. For more information, visit www.kznbusinessconnect.co.za . Stand Out in a Crowded Market: Why the March Networking Event Matters for Local Businesses -Trevor Clark

27 February 2026, the Durban Car Terminal proudly welcomed the Höegh Sunrise on her maiden voyage which discharges 254 units and loading 514 units during her call. Commanded by Captain Mark Benedict Emnacion, she arrived from Port Elizabeth and now sails on to Fremantle, showcasing the terminal’s ability to handle the world’s most advanced automotive vessels. To mark the occasion, a commemorative plaque was presented to the captain which is a proud maritime tradition symbolising partnership and safe passage. With a 9,100 CEU capacity, the Höegh Sunrise is part of the next-generation Aurora class from Höegh Autolines, an LNG-powered, future-fuel ready, and delivering up to 58% lower emissions per car compared to the industry average. Durban Car Terminal remains committed to welcoming innovation at sea and delivering world-class service to vessels driving a cleaner future. Durban Car Terminal remains committed to welcoming innovation at sea and delivering world-class service to vessels driving a cleaner future.

Entrepreneur Seshme Holloway, founder of JRS Solutions, has been selected to participate in the Mission to Seychelles 2026, an international business development initiative aimed at helping South African Micro, Small and Medium Enterprises (MSMEs) expand into global markets. The programme is funded by the Department of Small Business, highlighting the government’s commitment to supporting local entrepreneurs in reaching international markets. The mission, organised by the Small Enterprise Development and Finance Agency (SEDFA), took place in Victoria on 9–10 March 2026. It brings together entrepreneurs and business leaders to explore international trade opportunities, build strategic partnerships, and showcase the innovation and capabilities of South African businesses. Through her company, JRS Solutions, Holloway has established a growing presence in the business sector, providing professional services that help organisations improve operations and achieve sustainable growth. Her participation in the Mission to Seychelles demonstrates both the progress of her company and its potential to expand into international markets. The initiative forms part of SEDFA’s Export Development Programme, which equips MSMEs to compete globally. Participants benefit from networking opportunities, business engagements, and exposure to potential clients and partners in Seychelles and the wider region. In addition, Holloway will take part in a six-month post-event mentorship programme, aimed at strengthening export readiness and helping businesses implement strategies for international expansion. Holloway travelled via OR Tambo International Airport, joining fellow entrepreneurs in exploring new markets and strengthening economic ties between South Africa and Seychelles. Her participation in the Mission to Seychelles represents a major milestone for JRS Solutions and underscores the important role South African entrepreneurs play in driving innovation, trade, and economic development beyond national borders. Seshme Holloway of JRS Solutions Selected for Mission to Seychelles 2026

The aQuellé Midmar Mile  once again delivered an unforgettable weekend of sport, community spirit and inspiration. Recognised as the world’s largest open water swim , the event continues to attract thousands of participants each year who gather at Midmar Dam to take on the iconic mile-long challenge. This year’s event brought together swimmers of all ages and abilities. From seasoned athletes competing for top honours, to first-time participants bravely stepping into the water, the atmosphere was filled with excitement and determination. Families returned to continue long-standing traditions, while many swimmers participated to raise funds and awareness for charitable causes close to their hearts. Across the weekend, the energy around the dam was unmistakable. Spectators lined the banks cheering on swimmers as they made their way across the water, creating a vibrant and supportive environment. The smiles, laughter and sense of accomplishment shared by participants captured the true spirit of the Midmar Mile. For aQuellé , being part of this remarkable event is about more than sponsorship. For over 16 years , the brand has proudly supported the Midmar Mile, sharing in its mission to inspire healthier, more active lifestyles. The event encourages people to step outdoors, challenge themselves physically, and experience the joy of being part of something bigger than themselves. The Midmar Mile continues to demonstrate the power of sport to bring communities together. Whether swimming for competition, charity or personal achievement, every participant contributes to an event that celebrates perseverance, connection and the simple joy of movement. As the cheers fade and another successful Midmar Mile comes to a close, the memories remain — of courageous swimmers, proud supporters and a weekend that truly reflects the spirit of South African sport. WORLD’S LARGEST OPEN WATER SWIM - aQuellé

Timothy Isabirye | Marketing Manager -- Husqvarna South Africa If you are a tradesman, landscaper, arborist, tree feller, or farmer, chances are you rely on outdoor power tools every day. You also probably have your favourites, and rightly so. When a tool works well for you, you stick with it. But it also means that you may be less likely to consider a different option when buying a new power tool, especially when they have heard the same opinions repeated for years on job sites, from older generations, or online. Over time, these opinions become accepted as facts, even though technology has advanced significantly in recent years. According to Armand Locherenberg, Technical Support Specialist at Husqvarna South Africa, this is exactly what has happened with battery-powered outdoor tools. “Many perceptions in the market come from early-generation products or information that no longer reflects how far the technology has come,” he says. “Battery systems, in particular, have followed a strong innovation trajectory in recent years, with massive improvements in performance, efficiency and integration. Yet many buying decisions are still influenced by old assumptions. The result is that people may overlook a tool that could actually suit their needs better.” Locherenberg notes that petrol remains a trusted and essential power source, especially for heavy-duty work and extended runtime. But battery tools have earned their place for the simplicity of their design and are a practical, high-performing option for a wide range of applications. “With advances in engineering across both petrol and battery platforms, users can select the most appropriate power source for the task at hand,” he adds. He goes on to unpack five common myths about battery-powered outdoor tools. Myth 1: Battery tools lack the power needed for day-to-day operations Today’s battery-powered equipment is engineered to deliver consistent power for routine maintenance work, from trimming to pruning to general clean-ups. Beyond household use, they can also support an expanding range of professional applications, offering the required strength and reliability, making it an excellent fit for various day-to-day tasks. Myth 2: Battery tools are more expensive This perception usually comes from focusing on the upfront purchase price. While the initial outlay may be higher in some cases, a more accurate comparison considers total cost of ownership, including energy use, routine servicing, and general maintenance. As battery technology advances, these costs are also evolving, shifting the focus from shelf price to long-term value. This evolution is reflected in reduced servicing and predictable running costs, which help balance the initial outlay over time. Myth 3: Battery tools don’t last as long With the correct care and appropriate use, a 36V battery can deliver reliable performance between two and 10 years. Lifespan depends on battery type, usage patterns and how well it is maintained. Durability therefore should be assessed on real-world application rather than outdated perceptions. Myth 4: Battery tools take too long to charge Charging time is often raised as a concern, but this depends on the battery system, charger and workflow. People often assume charging automatically means downtime, but many users plan around charging cycles and use spare batteries or shared battery platforms. For many households and professionals, charging is manageable and does not create the disruption they expect. Myth 5: You need a separate battery for every tool This is another misconception that can make battery systems seem more complicated and expensive than they really are. Some battery systems, such as the Husqvarna Aspire™ 18V range, are designed so that one battery can power multiple compatible tools across multiple brands, improving convenience and reducing overall cost. Locherenberg says the key when choosing a new power tool is to make an informed decision that balances task demands, performance requirements, and long-term value. “Both petrol and battery serve distinct needs, and continued innovation across power solutions ensures users have options,” he concludes. For more information on Husqvarna outdoor power tools, visit www.husqvarna.com/za  or speak to your local Husqvarna dealer.

By: Dylan Naidoo   Business Sense headed to Ballito for our next client, and the morning started off quite humid, but the start of a bright, sunny Durban morning, nonetheless. During the drive, I took a moment to reflect on my current time at Business Sense. Becoming a reporter and meeting many people that enjoy committing to their passion deeply inspires me. It is a reminder that, just like the rest of us, these business leaders also began just like us, not sure what to do or where to start. Eventually, they would follow their passion, dedicating themselves to what they like to do. It’s not work anymore, it’s their life, and our business leaders enjoy doing it. And we would meet another passionate individual discussing their craft: Martin Swanepoel from BoilerCraft Africa.   Martin Swanepoel is the Managing Director of BoilerCraft Africa, your one stop boiler solution for both the manufacturing and distribution of professional-grade boilers. It is a company that specialises in custom-built boilers that meet the specific needs of the clients. Martin mentions that they also specialise in installation and servicing of boilers, essentially a single place for all of your boiler needs.   Martin’s early life started out in retail. He used to help out selling knives and hunting equipment in a small market stall in Centurion. He even stayed in the stall as he didn’t have anywhere else to go. From there, Martin slowly grew his career, spanning many roles across different companies. He worked as a facilitator, an admin manager, and eventually decided to study business management, earning his national diploma.   Martin grew up within a family business that also distributes boilers, but what sets BoilerCraft Africa apart from competitors is manufacturing. He mentioned that BoilerCraft Africa is a leader in manufacturing boilers in South Africa. This gives the business a great advantage, as boilers are both manufactured and distributed within the business, unlike most competitors that mainly distribute boilers. At BoilerCraft Africa, they undertake light fabrication and the manufacturing of smaller boilers. For larger and more complex boiler projects, BoilerCraft Africa works in partnership with Nelson Govender of LHL Engineering.   Martin explained that his biggest accomplishment is going from a small, 50-person company to being the leading manufacturer of boilers in South Africa. This is all done in a 1000 square metre facility, with plans to extend the facility in future. From there, Martin anticipates that BoilerCraft Africa will eventually become a globally recognised South African based boiler company.   When talking about his biggest challenge, Martin talks about establishing the company. Getting the right salespeople in order to achieve the vision of the company proves to be challenging, but he keeps his team motivated through a reminder of respect and mutual understanding. It has allowed Martin l  to build a level of trust between himself and his staff members.   BoilerCraft Africa is a company built on the foundation of continuous growth and success. Talking to Martin, I’ve grown to realise the sheer amount of dedication himself, and his team have to this craft. And that to me firmly proves why BoilerCraft Africa is a pioneer in the boiler manufacturing market in South Africa.